Welcome to Sheloans.com!

Please take a few moments to look over our menu of information. I hope it will answer some of the questions that may arise while going through the process of purchasing and/or obtaining financing for your home or real estate investment.  I have been providing home loans and real estate services for clients at the highest level of professionalism and integrity since 1975.

The valuable services I offer my clients are a result of the competitive investors (lenders) I do business with and my relationships with them.  I also have private investor loans available for those that have difficult credit situations or require financing that is not in the mainstream for most mortgage lenders.  This is combined with my knowledge and extensive experience in this field as well as my talent for getting the job done quickly with the least expense and effort on the part of my clients.  After all, many have found out the hard way that experience is something you don’t get until just after you need it…

After a short interview with clients, I am able to find the best products and method to structure their transaction so that they can receive the most value for their financing dollar.  (Having to refinance in the near future is   both expensive and bothersome.)  Most mortgage brokers only look to the immediate need in front of them and fail to provide adequate guidance to accommodate the borrower’s future plans.  This way of doing business proves to be costly for the borrowers and very fruitful for the mortgage broker!  I find receiving the referrals from my happy clients, because I took the time to assess their needs adequately the first time around is better! 

Of course plans change.  Many of my clients call me first when they are planning to make any changes like selling, buying, remodeling, or investing in rental properties, etc., so that we can discuss the best strategies to go forward with this new plan.  My job is to research the current marketplace for the best pricing and program parameters available for each client on an individual and personalized basis.  I must know and understand each lender's programs, criteria and up-to-the-minute guideline changes in order to make informed recommendations, obtain timely approvals and meet escrow closing dates.

I believe that home ownership is one of the best investments we can make in our future and in our communities.  It brings pride and adds enjoyment to our lives.  It provides a stable platform to start accumulating assets for a more secure and fruitful future.  I am grateful for the opportunity I have to serve my clients and help them make their goal of this most basic American dream come true.

Other services I offer my clients:

Real estate listing and sales services through our partner company,
Grand Properties

Property management services through our partner company,
LEJ Property Management

My Mission Statement:

To enable my clients to achieve their dreams of home ownership and a financially secure future by providing real estate and mortgage lending services at the highest level of professional knowledge, integrity and insight.  To standout in the eyes of my clients as a dependable resource to whom they may feel confident to refer their family and friends.  And to be an integral part of a team with the same goals and beliefs.